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Claiming benefits

Sickness Benefit Plan

You can claim Sickness Benefit when you are unable to work because of an illness or accident and are unable to perform your normal occupation.

All claims for payment of Sickness Benefit must be made within 4 weeks of the onset of sickness.

A self-certification form (available to download from the HMRC website) should be provided for the first 7 days of sickness  https://www.gov.uk/government/publications/statutory-sick-pay-employees-statement-of-sickness-sc2

In the event of the period of claim lasting for more than 7 days, a doctor’s certificate is required.  Please advise us no later than the 10th day of illness or incapacity.

You cannot claim sickness benefit for the first 26 weeks of your Society membership.

Other Requirements

To make a valid claim for Sickness Benefit, your member contributions must be up to date.

By submitting any claim for Sickness Benefit you are agreeing to the Society carrying out validity checks.

Should members require the return of original documents or sick notes, please include a Stamped Addressed Envelope.

All requests for sickness benefit should be made to the Society at:

The Old Rectory,
Northfleet,
Gravesend,
DA11 8HN

Other Types of Claim

There are two types of claim:  Insured Benefit (the Sickness Benefit Plan) and Discretionary Grants. Upon receipt of your claim, we will identify the date you joined the Society and what scale of benefit is applied to your membership.

Our members should  understand that Discretionary Grants are not insured benefits and are not regulated as a product by the Financial Conduct Authority or the Prudential Regulation Authority. A member may request a discretionary grant, however, each request will require approval. The grant is there to support our members and should not be viewed as a “right” or an “expectation”.  Applications can only be considered if funds are available to satisfy the grants. 

Applications must be submitted on the appropriate claim form (please see Claim Forms section below) within 3 months of the treatment or event giving rise to the claim.  Payments are made monthly at the end of the month following the submission of your claim, ie: payments received in January will be paid at the end of February.

After 12 months’ membership, and providing your contributions are up to date, the following discretionary grants may be available:

Year 2 Year 3 Year 4
Dental £150.00 £250.00 £400.00
Optical £150.00 £250.00 £400.00
MME £150.00 £250.00 £400.00

 

To claim for Dental and Optical Expenses:

Please note that in respect of dental claims, incidentals such as brushes, mouthwash, prescriptions and cosmetic surgery. eg: teeth whitening, are not covered. With respect to optical claims, laser eye surgery and incidentals such as lens solution and eye drops are not covered. Claims can be made in respect of contact lenses which are paid at 50% of the total cost.

  • Please complete a Dental and Optical claim form.
  • You must submit original receipts to us along with your completed claim form.
  • A debit or credit card receipt will not be accepted in isolation, it should accompany the original receipt.
  • Only paid and original receipts will be accepted.
  • The receipt must show the practice name and address.
  • The receipt must detail the treatment received or items supplied. 

To claim for Hospital, Maternity and Miscellaneous Medical Expenses:

Please note that costs relating to surgery,  prescription costs and travelling expenses are not covered.

  • Please complete a Hospital, Maternity and Miscellaneous Medical Expense claim form – please see below for included items.
  • To claim a Maternity Grant, please send us a copy of your baby’s birth certificate with your completed claim form.
  • To claim for a hospital stay, please send us a copy of your discharge letter – this will detail your admission and discharge dates.
  • To claim for Miscellaneous Medical Expenses, please send a Medical Professional referral letter (e.g. physiotherapist referral).

Miscellaneous Medical Expenses Covered

  • Podiatry/Chiropody
  • Physiotherapy*
  • Private Consultation
  • Hearing Aids
  • Ear Syringing
  • Counselling*

*Medical Professional Referral letter required

To Claim Benefits on Behalf of a Deceased Member:

  • Please complete a Death Grant Claim Form.
  • To claim our Death Grant, please send us a copy of the Death Certificate and if there is one, the Last Will and Testament.

To Claim the 65 Birthday Bonus Benefit:

  • 65th birthday bonuses will be paid automatically.
  • Remember to cancel your standing order to the Society when you reach age 65 as membership fees are no longer payable.

Other Important Information

To make a valid claim for a Discretionary Grant, your member contributions must be up to date.

Should members require the return of original documents or sick notes, please include a Stamped Addressed Envelope.

Please be aware – by submitting any claim you are agreeing to the Society carrying out validity checks.

The personal information we keep for each member must be accurate and kept up to date at all times. Please complete the change of details form below if your personal information changes and/or needs updating.

All completed claim forms and accompanying evidence must be sent to the Society at:

The Old Rectory,
Northfleet,
Gravesend,
DA11 8HN

Claim Forms

Please download the claim form you require or the change of details form by clicking on the relevant link below:

Documents

Document title Format/size Date uploaded
Dental and Optical Claim Form

pdf / 87.45 KB

27/10/2021

Miscellaneous Medical Expenses, Hospital Grant and Maternity Grant Claim Form

pdf / 97.52 KB

09/03/2022

Death Grant Claim Form

pdf / 92.96 KB

09/06/2022

Change of Details Form

pdf / 78.39 KB

18/11/2021

Membership starts at just £8.50 per month!

Fees are fixed - so you never pay more than your initial subscription for continued membership.